We get numerous requests on tips on how to discover low cost car insurance, and virtually evenly as many questions associated to discovering cheaper car insurance for males – notably younger, single males.
Instead of simply occurring and on about why it's so troublesome to search out cheap car insurance if you're a youngger man, we got down to discover the very best charges for a hypothetical state of affairs (ie the younger male) and present you not solely how we did it – however the place you possibly can too.
In order to get candidate, but, not the underside of the excessive danger barrel we used a couple of of the important thing elements that insurance companies use to evaluate danger and got here up with a lower than very best, however not essentially the most excessive danger male.
The Car Insurance Quote Process
First, we’d like a spot on-line to get a couple of free insurance quotes that's not solely fast, however aggressive. Our private favourite is Quoteserv. Now that we've discovered our place to get car insurance insurance quotes from a couple of totally different insurance companies, it's time to start out filling out the appliance.
- Male: 24 Marital Status: Single Location: (Manhattan) New York City, New York (sure, we all know that is an costly metropolis to stay, drive and insure a vehicle in) ZIP: 10008 Date of Birth: 6/23/83
- Vehicle: 2006 Audi A4 2.0T Quattro Rent or Own: Rent Vehicle Primary Use: To and From Work Vehicle Ownership: Leased Annual Mileage: 12,000 Highest Level of Education: Associates Occupation: Real Estate Sales Years With Current Employer: 2 First Licensed: 16
- Total Number of Drivers In Household: 2 Number of Claims of Accidents within the final 5 years: 0 Number of Violations in final 7 years: 2 (each violations have been dashing tickets 6 – 9 mph over the restrict occurring inside 1 12 months of one another) Has your license been revoked within the final 5 years: NO HAD to file SR-22: NO
- Have you accomplished an authorized accident prevention, driver enchancment or defensive driving course within the final Three years: No
- Current Coverage Info: This driver has been with the identical insurance company for about 2 years, and has been repeatedly insured for over 5 years, or extra particularly since he was 16.
- Desired Insurance Coverage Bodily Injury: $ 100,000 / 300,000 w / Uninsured $ 25,000 / $ 50,000 Personal Injury Protection (PIP): $ Zero deductible Comprehensive Coverage: $ 500 deductible Collision Coverage: $ 500 deductible No additional choices together with towing, rental or roadside help.
Getting The Car Insurance Quote
Drumroll … okay, let's cease the drum. These charges are very costly, however understand that the charges given are aggressive quotes for a excessive danger driver staying in a particularly densely populated space in one of many largest metropolitan cities within the US With that being stated, on to the charges so as of lowest to highest.
- Unitrin Direct: $ 2,009.00 / 6 month premium or $ 334.83 / mo
- AIG Auto Insurance: $ 2,374.37 / 6 month premium or $ 395.73 / mo
- Liberty Mutual: $ 6,284.00 / 6 month premium or $ 523.67 / mo
- The Hartford: $ 3,839.00 / 6 month premium or $ 639.83 / mo
Auto Insurance Quote in Summary
Ok, so we didn’t precisely discover all-time low car insurance charges for a single man with 2 dashing tickets renting an residence with an costly vehicle in Manhattan, however, we didn’t wish to make this an instance of an excellent low danger driver in a low danger metropolis. In all probability you will note charges of about 1/Three of those. The smartest thing you are able to do is get as many quotes as doable, and companies like Quoteserv make it very simple to get aggressive car insurance quotes rapidly on-line.